How to Reduce Your Classic Car Insurance Premiums
If you have more than one vehicle you will want to keep
your costs down. It is worth knowing that you can get multi-vehicle insurance
policies from specialist providers, which will help to keep costs down.
If you can demonstrate that you take a high level of care
and provide a low level of risk, then chances are, your premium is likely to be
lower. Just follow these simple steps to save money on your classic car
insurance:
Increase your excess
Increase your excess is an easy and straightforward way to
help lower your premium. It's worth considering how much excess you could
realistically afford to pay, as in the long run this may save you money through
a lower premium.
Reduce your mileage
If your average yearly mileage is reasonably low, then
you'll save more on your premium. If you can, try to limit the miles you cover
each year, and if you already travel less than 5000 miles a year, make sure
this is reflected in your quote when you take out your insurance policy. On
average, motorists cover c. 12,000 miles per annum.
Endorse your experience
The more driving experience you have, the better as far as
insurance companies are concerned. And if you go the extra mile and take out an
advanced driving course through an approved training provider, then this can
also help reduce your classic car insurance premium.
Secure your car
If you keep your car securely locked in a garage overnight
or on a private driveway this will be considered when your initial insurance
policy is quoted. Fitting your car with alarms or immobilisers will also help
to lower your insurance costs. In effect, the more you do to prevent your
vehicle from being stolen or damaged, the more you'll save on your premium.
Always be honest when applying for your insurance policy,
and when completing your claims, to ensure you do not invalidate any future
claims you make when you need them. While it is worth following these steps to
lower the costs of your insurance premium, it is also important that you get
the right policy for your individual needs, so that you are fully covered if
anything should happen to you or your car. Do not forget if you provide false
or misleading information (deliberately or otherwise) when taking
your classic car insurance policy, it may be invalid if you have to
make a claim in the future.
Article Source: http://EzineArticles.com/?expert=Kevin_C_Rook
Article Source: http://EzineArticles.com/7524002
ليست هناك تعليقات:
إرسال تعليق